$365,000
 $1,959 est/mo Sourced by Back At You

127 S River Street,Montgomery, IL 60538

Montgomery, IL 60538

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Description

Perched high above the banks of the Fox River, this beautifully restored century-old home offers a rare combination of historic character, thoughtful craftsmanship, and waterfront living. Extensively renovated after 2019, the home was taken down to the studs while carefully preserving the charm that makes it so special. The renovation included updated electrical and plumbing, increased ceiling heights, two completely remodeled bathrooms, a new kitchen, and extensive updates throughout. Additional improvements include air conditioning installed in 2020, cedar siding painted in 2021, and a new roof in 2023. Step inside through the covered front porch, where oversized windows fill the space with afternoon sunlight. The open living and dining areas are warm and inviting, anchored by a wood burning stove that adds to the home's character. The kitchen blends rustic craftsmanship with modern finishes, featuring cabinet fronts made from approximately 100-year-old reclaimed barn wood, White Oak butcher block countertops, a glass tile backsplash, and stainless steel appliances. A custom Craftsman-style Red Oak staircase with built-in bookshelves leads upstairs, where the home's character continues. The primary bedroom features vaulted ceilings, exposed beams with a walk in closet and a beautifully finished full bathroom. The bath includes a handmade live-edge Black Walnut vanity top along with reclaimed barn wood cabinetry. A second bedroom provides additional space for guests, family, or a home office. Outside is where the lifestyle really takes over. A six-foot privacy fence, brick paver patio, pergola, and terraced landscaping create multiple spaces to relax and entertain. Follow the nearly 250-foot-deep property toward the Fox River and you'll find one of the home's true highlights: a four-season river room and party deck overlooking the water. Spend summer evenings around the fire, launch a kayak, cast a fishing line, entertain friends by the river, or simply sit back and enjoy the view. With the Fox River and nearby trail system just outside your backyard, this is the kind of home that can make every weekend feel like a getaway. Whether you're looking for a full-time residence or your own waterfront retreat, this is a truly unique opportunity to own a home where more than a century of character meets modern living on the Fox River.

Details

MLS #12694680
Listing TypeFor Sale
StyleHouse
Sub-TypeResale
StatusActive Under Contract
Year1910
Days On Site15
Listing Provided ByKeller Williams Infinity | Jeremy Stallone

Features

Bed(s)2
Bath(s) 2 Total
SQ Feet1,224
Garage1
BasementY
Story(s)2
Acreage0.28
Water FrontYes
Property ViewWater

Interior

Rooms Total6
CoolingCentral Air
HeatingNatural Gas, Steam, Radiator(s), Zoned
AppliancesRange, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s), Gas Oven
Fireplaces Total1
Fireplace FeaturesWood Burning

Exterior

RoofAsphalt
Foundation DetailsBlock, Concrete Perimeter
Lot FeaturesWater Rights, Wooded, Mature Trees, Backs to Public GRND, Backs to Open Grnd, Adjoins Government Land, Views, Sloped
Construction MaterialsCedar
FencingFenced, Wood

Parking

Parking FeaturesAsphalt, Brick Driveway, Side Driveway, Garage Door Opener, Yes, Garage Owned, Detached, Garage
Garage Spaces1

Utilities

SewerPublic Sewer
ElectricCircuit Breakers, 100 Amp Service

Location

Community FeaturesWater Rights, Curbs, Sidewalks, Street Lights, Street Paved

Taxes

Tax Year2025
Tax Annual Amount5264.6

Area Information

StateIL
CountyKane
CityMontgomery
Zip Code60538
AreaMontgomery
School DistrictWest Aurora High School
Elementary SchoolNicholson Elementary School
High SchoolWest Aurora High School
Listing VS Median (in 60538)
Price:
$365,000
low | high
Med:
$362,500
50.684931506849% of Average
sqft:
1,224
low | high
Med:
2,106
22.017973856209% of Average
$ / sqft:
$298
low | high
Med:
$184
88.395747804422% of Average
On site:
15
low | high
Med:
7.5
100% of Average
Sourced by Back At You

Market Activity 60538

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Learn More About This Property

StateIL
CountyKane
CityMontgomery
Zip Code60538
AreaMontgomery
School DistrictWest Aurora High School
Elementary SchoolNicholson Elementary School
High SchoolWest Aurora High School
Listing VS Median (in 60538)
Price:
$365,000
low | high
Med:
$362,500
50.684931506849% of Average
sqft:
1,224
low | high
Med:
2,106
22.017973856209% of Average
$ / sqft:
$298
low | high
Med:
$184
88.395747804422% of Average
On site:
15
low | high
Med:
7.5
100% of Average
Sourced by Back At You
Listing Updated: August 25, 2026 at 2:11:03 AM PDT